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Many seniors feel that life insurance is unnecessary because they are retired and all of their children are grown independent adults. Unfortunately, that may not be the best decision. [
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As you reach the age of retirement and the post-retirement years, it may become necessary to consider long term health care. You will have to read and comprehend policies and other documents that discuss long term care. As in many sectors of life, long term care has its own language with terminology that the average lay person won't understand. [
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Americans spend billions of dollar each year on skin care products that are designed to help erase wrinkles, reduce redness and lighten age spots. However, the simplest and cheapest trick in the book when it comes to skin care for aging skin is to stay out of the sun. [
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